As an agent, I get asked a LOT of questions about Covered California. In today’s post, I decided to compile a list of the more frequent questions I get asked. I figure since I get asked these same questions often, a few of my web site visitors must be wondering about the same things. What’s Covered California? […]

There is a lot of confusion out there about open enrollment season for “Obamacare.” Trump cut off important subsidies paid to insurance companies to help lower out-of-pocket medical costs for low-income Americans. Also, enrollment outreach will be much less than it was in the past years due to an executive order that makes it a low priority […]

The relationship between UC Davis and Western Health Advantage is coming to an end at the end of the year. This means that if you get your health coverage through Western Health Advantage, any services rendered at UC Davis may not be covered. Unless you have a Continuity of Care arrangement. What are your options? Group Employers […]

COBRA Coverage If you have recently lost your coverage from an employer, you may be eligible to continue your health insurance through that employer-plan through COBRA. The downside is that your employer will no longer contribute towards the plan and may even add an administrative fee on top of it. But if all else fails, this is […]

TOO BUSY FOR ISSUES? I understand. Your calendar is already beginning to fill up. I also know, as the holidays start to approach, the activities start to stack up. Don’t spend unnecessary hours taking care of health, dental or vision insurance issues. Prevention is key and I have the solutions. I have access to many plans that […]

If you are turning 65 soon, then it’s time to think about Medicare. In most cases, your Medicare Eligibility Date is the 1st day of the month you turn 65. If your birthday is the 1st day of the month, then your Medicare Eligibility Date is the 1st day of the month before you turn 65. Delaying your […]

According to the Talent Trends 2014 Survey conducted by Linkedin, only 15% of your employees are not open to looking at new employment opportunities. Think about that for a moment – more than 4 out of 5 of your employees are willing to leave your company at any given time. This is an eye-opening result with a […]

Anthem Blue Cross (not to be confused with Blue Shield,) has announced they will be exiting the Individual Health Plan market effective January 1st, 2018, except in a few areas. If you live in the counties below, then your coverage is safe. If you are an Anthem member through an Individual/Family Plan (including Covered California) and do not […]

Covered California has announced that their participating carrier’s plans will have an weighted average increase of 12.5% next year. Also, due to the uneasy footing that Cost-Sharing Reductions are on, there may be an additional surcharge on all Silver-tier plans. If you’re a current Covered California member, you’ll start seeing how much your rate increase will be […]